Thursday, September 24, 2020

Your Credit Card Lost? Follow these 4 steps immediately!

Before you panic, try to remember when the credit card was last used. Make the details, if possible until the estimated hour. If you’re not sure, try to remember when you last saw or used it. Confirm to where you lost the card. If you can’t remember or find it, do the second step immediately.


Report to the Bank for Blocking

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Immediately report to your credit card issuing bank. Don’t delay, do it as soon as you can. Ask for help to reject all types of transactions, in other words block your credit card. The bank will ask for some information about the credit card holder, such as credit card number, validity period, and so on. Don’t get the wrong answer. Try to make sure the transaction takes place after the time your credit card is lost.


Report to the Police

credit cards

After reporting to the bank, report directly to the police. The point is to get a letter of credit card loss. Because banks usually request a loss certificate from the police station. It’s easy, just come to the police station in your area. Faster, better, so that credit cards can be replaced immediately. Remember, you cannot be represented.

After the police give the certificate of loss, photocopy so that you have a backup. Then go to the credit card bank that you have contacted before, and meet customer service to ask to be replaced and activated a new credit card. The process is usually not long, approximately one hour.


Close the Old Credit Card

Close the Old Credit Card

After that, ask the bank to close your old credit card that has been lost. In order to prevent unwanted transactions on the credit card, you must remember the date the card was lost until the credit card was officially closed.

If you have a PayPal account, delete the account, and create a new one with information about the new credit card you have. The point is to prevent transactions, whether billing or income, that come to the old credit card number.


Request a New Credit Card

Request a New Credit Card

After the old credit card is closed, ask the card issuing bank to make a new credit card. Usually the bank will verify your personal data and make a new card. Pay attention to what documents you must submit to expedite the process.

Be more careful next

Well, if the new credit card is in your hands and the old one is definitely blocked, remember to be more careful in storing credit cards in the future. Always have a record of all information about your credit card to make it easier if it gets lost. Write also the bank number, house and of course the credit card number.

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